Seeking God Knows What

So I’m bought the book and workbook for Dave Ramsey’s ”Total Money Makeover“.  I also signed up for the Free 7 day trial at his website My Total Money Makeover- I haven’t decided whether I’ll get enough out of the site to make it worth paying the either monthly fee of $8.95 or annual package of $89.95- although, if I buy the annual package I can return the book I bought cause I would get it free in his little promo deal.  But you can’t use a credit card on his site- debit card, yes, although you could cheat and use a credit card saying it was a debit card but he relies on “scout’s honor” for that one

The first steps are cutting up any credit cards, creating a budget and keeping track of your expenses for 30 days.  Since there are only 28 days in February, I’m starting tomorrow.  He also recommends you cancel whatever extraneous services you have, sell whatever you can - as he puts “Sell so much stuff the kids will think they are next” and start saving until you have $1,000 in the bank.  There are things in this house we can most definitely sell and we’ll certainly will need to purge before we move out, as we aren’t going to have that much room for storage if we end up in an apartment.  I’ve got books-lots of books, a slightly banged up and out of tune piano, a photo printer, a video camera, polaroid camera (bought so we could have instant pictures before we obtained our digital camera), a set of used twice good china in ten years, a double stroller, a non running 96 Jimmy, cds (nearly everything is in our itunes library), ye old ibook some computer geek can fix up.  I’ve also got a lot of baby stuff that I have to decide whether to sell or keep since who knows when we will adopt again.  If I sell it, then I don’t have to store it somewhere but that means an outlay when we adopt again.  Methinks eBay is about to get some business from us