Resigning myself
September 28, 2008I have resigned myself to the idea that we will be living in this house longer than I had hoped, unless the financial/mortgage/housing market makes a complete 180 in the next year. I just highly doubt we will be able to get a mortgage with the black mark of bankruptcy on our credit until we can MAYBE qualify for an FHA loan. Plus most of our savings is tied up waiting for nextbaby and our adoption costs, so a decent down payment is a thing of the future for us.
I suppose it is a good thing financially since it costs us less per month to rent this house than we would pay in a mortgage with taxes and insurance, plus we don’t have to pay for big repairs- we just have to deal with the “take-their-time” methods of our landlords.
But it is hard to not own the house we are living in, to feel restricted in what we can and can’t do to improve the property or make it into our home.
